by VDT Attorneys | Jul 10, 2021 | Insurance
The general position is unfortunately that an insurer cannot be held liable to cover an insured if the insurance contract was cancelled. As always, regard must be had to the specific wording of the contract to establish if there are any notice-periods or other options...
by VDT Attorneys | May 22, 2018 | Insurance
Clause 22 of the AIIF professional indemnity insurance policy reads as follows:“22. The Insured must a) Give immediate written notice to the Insurer of any circumstance, act, error or omission that may give rise to a claim; andb) Notify the Insurer in writing as...
by VDT Attorneys | Aug 9, 2017 | Insurance
Most insurance policies have a clause that excludes the liability of the insurance company when property is damaged due to civil unrest, war or terrorism. A typical exemption clause in you insurance contract would read “This policy does not cover loss of or damage to...
by VDT Attorneys | Dec 14, 2015 | Insurance, Litigation
An insurance contract is an agreement like any other contract concluded between an insurer and an insured and can be described as a contract to reimburse the insured for loss suffered by an uncertain event which has been insured against. Importantly, the insurer...
by VDT Attorneys | Sep 8, 2015 | Damages, Injury, Insurance, Personal
It always seems a bit unfair when someone tries to cast blame or tries to gain financial benefit for something silly they did. The stark reality however is that it is our responsibility to provide protection and take precautionary steps when we are in possession of or...
by VDT Attorneys | Nov 21, 2014 | Insurance, RAF
The Medical Schemes Act 131 of 1998 provides that each medical scheme shall, in the case where a claim has been submitted, subject to the rules of that medical scheme, pay to a member or a supplier of a service any legitimate claim or benefit legally owing to that...